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Planned Vertical app

Abacus

An AI CFO for the one-person business.

In the constellation

Abacus highlighted in the live map — hover or tap any node to explore.

01The gap

The gap

A one-person business still has to keep books, forecast cash, chase invoices, and not miss the thing that sinks it. Bookkeeping software automates the data entry but leaves the judgment to you; an AI chatbot has the judgment but can’t be trusted with the math.

You want both: an assistant that thinks like a CFO, and books that are always exactly right.

02What it is

What Abacus is

Abacus is an AI bookkeeper and CFO for solopreneurs. It categorizes transactions, forecasts cash, drafts invoices, and alerts you to what matters — all sitting on top of a real, deterministic ledger.

Because the books run on Ledger, the math is never a guess. The AI proposes; the ledger commits. You get CFO-grade insight without ever wondering whether the numbers add up.

03Capabilities

What it does

Always-right books

Every transaction posts through a double-entry core that cannot go out of balance.

Cash forecasting

See runway and cash-flow projections that update as money actually moves.

Smart categorization

Transactions are categorized for you, with the few ambiguous ones surfaced for a one-tap decision.

Invoice & collections

Draft, send, and chase invoices without leaving the app.

04The cleavage

The line between judgment and machinery

AccelMars draws one hard line through every product: what an AI decides, and what runs deterministically. Abacus sits on the boundary — and keeps the two honest.

AI judgment

What Abacus’s AI does

  • Categorize and forecast
  • Flag anomalies
  • Draft invoices, answer questions in plain language
Deterministic

What the ledger guarantees

  • Balanced, auditable books
  • Deterministic balances & reports
  • Bank reconciliation

The split is the point: insight from the AI, correctness from the ledger — neither one trusted to do the other’s job.

05Connections

How it connects

06Fit

Who it’s for

  • Solo founders and freelancers running their own books
  • Operators who want CFO-grade insight without a CFO
  • Anyone who’s been burned by a bookkeeping black box
Planned

Planned — a second-ring vertical. It depends on two new engines, Ledger and Conduit, and follows the Bond finance line.